Today, the Internet allows us to do a good part of day-to-day operations: from shopping in the supermarket to choosing Christmas gifts for our loved ones, going through administrative procedures with the City Council or the Treasury, making an appointment at the doctor, sign up for a job offer or make a bank transfer, among many other possibilities.
Despite this, some people are still reluctant to apply for a credit online, but there are no longer any reasons for it. If we choose a trustworthy entity, we will be able to have a credit as quickly as possible, without paperwork and from the comfort of our home.
What is an online credit?
Online credit is understood to be the one whose procedures can be carried out entirely on the Internet, from the request itself to the granting, as well as other related aspects, such as the consultation of the installments, the repayment period and the remaining amount to be paid. They can be requested from banks that operate on the Internet or specialized companies.
How to request a credit online?
In our case, we have made available a web page where, through an intuitive form, you can request an online credit by providing the following documentation:
- Valid ID or passport that justifies that you live in the country.
- A selfi that certifies who you are.
- A bank account number to be able to transfer the amount granted as soon as possible.
- A contact mobile phone number to keep you updated on the status of your credit.
Requirements to request a credit online
To request a credit online, each entity or company imposes its own requirements; In our case, we try to make it as easy as possible for our clients without it implying unethical practices. Therefore, we impose three basic requirements:
- Be of age.
- Have demonstrable and recurring monthly income.
- Do not appear in any defaulters file.
Who can request a personal credit online?
If the above requirements are met, requesting a personal credit online is available to anyone who wants a fast and quality service from the comfort of their home, without infinite paperwork, as quickly as possible and with all the security guarantees. You can request one of these credits if you have a specific need for liquidity (let’s say that certain dates are coming and you want to shower your friends with gifts and attention; that the car you are going to work with has broken down; what you need make a repair in your home that has caught you completely off guard, or that a magnificent opportunity has arisen that you do not want to miss, but you must already advance a certain economic amount, among other examples).
Where to request a fast online credit?
There are different options to resort to when it comes to requesting a fast online credit: although you can go to traditional banking entities that, through their Internet portals, allow you to request credits of this type, it is also possible to request them from entities that They operate entirely on the Internet or to companies specialized in granting fast loans on the Internet. The range of alternatives is wide, but the term in which the credit is granted or the conditions imposed on the applicant can also vary. We must finally choose the one that best suits our particular circumstances.